This reflects on the security of land being under constant threat, posing complications in property rights. Multiple contradictory land tenures and agreements, out-of-date land registries, lack of computerized land titling systems, inadequate incentives coupled with varied disagreements between the local and central policies make land policies for affordable housing, counterproductive. The perceived risks, high costs of doing business and longer term for returns create a situation where the affordable housing sector lands directly in competition with other types of real estate investment like commercial spaces, luxury segment and high-end housing which are perceived to reap greater and faster benefits on investment. In this article we highlight some of the major challenges faced by developers and how it impedes the process of creating affordable homes. In addition to that, housing development as we know is quite dynamic and witnesses rapid changes that influence the entire value chain of the sector. When we talk of affordable housing a lot of factors come into place with respect to the development and the kind of hurdles developers face. While a number of initiatives have been taken up by several countries, the situation largely remains uncertain.

Unfortunately the increase in the urban population has outpaced economic development in most of regions of African continent, resulting in spiked demand for safe, clean and adequate housing that is also affordable by this population. Urbanization is an integral part of economic development, and right now, Africa is seeing one of highest rates of growth in both these aspects.

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